Rent’s $1,600 and your paycheck feels like it evaporates.

This guide gives you a simple, this-month plan to make your money stretch without spreadsheets or finance jargon.

You’ll set up a biweekly paycheck plan, a rent firewall so housing gets paid first, and use plain-English bill-cut scripts to lower costs. Then attack debt with a tiny but ruthless system.

Print the worksheets, fill your numbers, and go. Built for $15–$25/hr take-home, tight budgets, and real life—not theory.